Insurance for Excavating Contractors

Coverages Available

• General Liability Insurance
• Property Insurance
• Commercial Auto Insurance
• Workers Compensation
• Umbrella
• Contractors Errors and Ommisions
• Employment Practices Liability Insurance
• Cyber Insurance

Request A Quote

Frequently Asked Questions

Do I need to have 3 years or prior insurance to be eligble with your agency?

While some of our carriers do require 3 years of prior insurance, we have several options for those that do not have prior insurance

Can you provide certificates to my vendors/clients?

Yes! You can request certificates through our website or by calling, emailing, or texting us.  We strive to get all certificates out the same day they are requested.

Am I required to have workers compensation insurance?

In Indiana, if you have employees, in most cases the answer is yes.  Workers compensation provides coverage for employees that are injured on the job and also provides liability coverage to the business. 

What does Contractor’s Errors and Omissions cover?

General Liability insurance usually excludes financial losses arising from workmanship.  Contractor’s Errors and Omissions gives some coverages back for workmanship claims.

What does cyber insurance cover?

There are 2 types of cyber coverage.  1st Party coverage covers damages directly to you or your business such as data breaches, ransomware, business interruption, etc. 3rd party coverage defends you in the case that a claim is brought against you by another party.  Most (but not all) policies have coverage for both 1st party and 3rd party coverage.

Request a Quote

Loading…