Insurance For Internet of Things Companies
Coverages Available
- Professional (Errors and Ommisions) Insurance
- General Liability Insurance
- Cyber Insurance
- Property Insurance
- Umbrella
- Workers Compensation
- Employment Practices Liability Insurance
- Commercial Auto Insurance
Frequently Asked Questions
Do I need professional liability insurance?
Most professionals, especially in the technology industry, have some risk for errors and omissions claims. Errors and omissions insurance covers your business against suits brought to you for making a mistake or error. This coverage pays for legal defense even if you did not do anything wrong.
What does cyber insurance cover?
There are 2 types of cyber coverage. 1st Party coverage covers damages directly to you or your business such as data breaches, ransomware, business interruption, etc. 3rd party coverage defends you in the case that a claim is brought against you by another party. Most (but not all) policies have coverage for both 1st party and 3rd party coverage.
Can you provide certificates to my vendors/clients?
Yes! You can request certificates through our website or by calling, emailing, or texting us. We strive to get all certificates out the same day they are requested.
Am I required to have workers compensation insurance?
In Indiana, if you have employees, in most cases the answer is yes. Workers compensation provides coverage for employees that are injured on the job and also provides liability coverage to the business. Because statistically office environments are less prone to injuries, technology companies in these environment enjoy some of the lowest rates.
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